Glen Ellen, Sonoma Valley and Sonoma real estate and homes for sale in California, wine country estates and vacation homes - Constance Sharpe, REALTOR® Constance Sharpe REALTOR(r) for Glen Ellen, Sonoma Valley and Sonoma, California real estate, wine country estates and vacation homes - NUMBER1EXPERT™ Constance Sharpe NUMBER1EXPERT(tm) for Glen Ellen, Sonoma Valley and Sonoma, California real estate, wine country estates and vacation homes

View Contact Information for Constance Sharpe, Realtor(r) serving Glen Ellen, Sonoma Valley and Sonoma, CA in Sonoma County > Pop-Up Window
Click to Email Constance Sharpe, REALTOR(r) serving Glen Ellen, Sonoma Valley and Sonoma, CA in Sonoma County
Login
Site Map
Constance Sharpe, REALTOR®, real estate agent and broker for Glen Ellen, Sonoma Valley and Sonoma California home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert in the Wine Country. Call me: 707-996-5366.


Sign Up For My eNewsletter, FREE!
There are always important changes happening in the real estate market, locally and nationally. These changes can affect YOU.
Find Out More >
View All Offers >


"The greatest of care..."
"Constance has taken the greatest of care of my family."
Marilyn Sue Baker, Sonoma
Read Quote >
View All Quotes >


Compare three mortgages at one time. Download TripleCalc now. It's free.

Real Estate - Homes - NUMBER1EXPERTS Sell More!
Constance Sharpe is one of The Top Selling Real Estate Experts™
Find Out More >
Mortgage Calculators: Glen Ellen, Sonoma Valley and Sonoma California home buying, real estate listings, and homes for sale in Sonoma County, CA
Welcome > Resources > Mortgage Calculators > Your Maximum Mortgage ...


The Best Mortgage Calculators On the Web! 

Please try my Java loan and mortgage calculators. They take a minute to load, but they are worth it! 

Each calculator has dynamic graphs and charts that change - right before your eyes - as you enter different information. Try each calculator with different interest rates, loan amounts, and payment schedules. 

The mortgage repayment schedule and other reports are fully customizable - just for your home, your interest rate, your loan amount, your taxes, and more. 

Would you like a print out, for your records and future reference? Each calculator includes a View Report button. Click it, hit print, and you have a report, customized just for you... 

What's Your Maximum Mortgage?

What is your maximum mortgage? That largely depends on your income and current monthly debt payments. This calculator collects these important variables and determines your maximum monthly housing payment and the resulting mortgage amount.

This Financial Calculator requires a Browser with Java Support



Definitions

Monthly income
Total monthly income from all sources. All income should be entered before taxes.

Monthly housing expenses
Your monthly houses expenses from the housing expenses worksheet. The items entered as housing expenses make up the taxes and insurance portion of your monthly PITI payment.

Monthly liabilities
Your monthly liabilities from the liabilities worksheet. Your monthly liabilities are used to calculate your maximum PITI.

Monthly housing payment (PITI)
This is your total Principal, Interest, Tax and Insurance (PITI) payment per month. This includes your principal, interest, real estate taxes, hazard insurance, association dues or fees and principal mortgage insurance (PMI). Maximum monthly payment (PITI) is calculated by taking the lower of these two calculations:

  1. Monthly Income X 28% = monthly PITI
  2. Monthly Income X 36% - Other loan payments = monthly PITI

Maximum principal and interest (PI)
This is your maximum monthly principal and interest payment. It is calculated by subtracting your monthly taxes and insurance from your monthly PITI payment. This calculator uses your maximum PI payment to determine the mortgage amount that you could qualify for.

Start interest rates at
The current interest rate you could receive on your mortgage. This is used as the starting point for displaying a range of interest rates and the resulting mortgage amount.

Term in years
The number of years over which you will repay this loan. The most common mortgage terms are 15 years and 30 years.

The mortgage calculators are provided by KJE Computer Solutions, LLC and made available to NUMBER1EXPERT as self-help tools for your independent use and are not intended to provide investment advice. We can't guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.




Constance Sharpe, REALTOR®, real estate agent and broker for Glen Ellen, Sonoma Valley and Sonoma California home listings, property and land for sale - NUMBER1EXPERT(tm)

Constance Sharpe
Frank Howard Allen, Wine Country Group™

13651 Arnold Drive
Glen Ellen, CA 95442
Phone: 707 996-5366
Phone: 707 484-3094
Fax: 707 996-5357
csharpe@NUMBER1EXPERT.com

Upon retiring from a career in sales and marketing and working at upscale restaurants, I committed myself to researching what career would anchor the next chapter of my life. Becoming a real estate broker presented me with the perfect opportunity to enjoy and pursue my greatest interests. Being a top-performing broker in this magical setting is an all-encompassing pursuit that allows me to be intimately involved with old friends and meet new ones. I love the land and the homes, the celebrations and events, investigating and investing in real estate and riding and caring for horses.

The family vineyard here in Sonoma Valley is also very much a part of my husband's and my life. All of the aspects of matching people to their dream, complex or simple, bring me great satisfaction. Doing that skillfully provides my clients with genuine satisfaction. I am proud to work for Frank Howard Allen, Wine Country Group(tm); this company's support and network (FHA has participated in over 50% of the high end transactions in the Sonoma Valley area), has provided me with even more tools and team members to better serve my clients when they're faced with the special needs and challenges that wine country properties and estates may present. With my technical capabilities and intimate knowledge of marketing, which includes the latest Internet technologies, I can insure you the buying and selling cycles will be quicker, smoother and more profitable for you.

Equal HousingMLSREALTOR


Frank Howard Allen real estate and homes for sale in Glen Ellen, Sonoma Valley and Sonoma California

"Independently owned and operated"

www.SonomaExpert.com is brought to you by Constance Sharpe
NUMBER1EXPERT™ in real estate for Glen Ellen, Sonoma Valley and Sonoma, California, wine country estates, vacation homes

Read My Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge




USA and Canada Real Estate - NUMBER1EXPERT
NUMBER1EXPERT™
© Best Image Marketing and/or its clients.
All rights reserved. All information deemed reliable but not guaranteed.



This Glen Ellen, Sonoma Valley and Sonoma California web site is brought to you by Constance Sharpe, REALTOR®















Return to Top >Glen Ellen, Sonoma Valley, Sonoma, wine country estates, vacation homes