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All agents are NOT alike! Find out why I am a top real estate expert in the Wine Country. Call me: 707-996-5366.
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Find Out About the Latest Homes for Sale First!
I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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"Invaluable Service"
"Invaluable service in a very professional and straight forward manner."
Jesse B. Smyers, Walnut Creek
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 Compare three mortgages at one time.
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Constance Sharpe is one of The
Top Selling Real Estate Experts™
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Looking for homes? Search everything the web has to offer, right here! Don't miss my Feature Homes. Need local real estate information? Get it from your local sourse for local real estate information. I've summarized much of what is important about the Wine Country real estate market in this site. Need expert advice? No web site, large or small, can take the place of a top REALTOR®. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job and I love my job. Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR REALTOR®. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible. Buying and selling a home is one of the biggest events in your life. As a top Wine Country REALTOR®, I have the experience and track record you are looking for. Please let me help you with your needs and answer your real estate questions. - Constance Sharpe  |
Closing or Settlement >The Good Faith Estimate
When you buy a home, you will pay "closing costs" in addition to the down payment. These costs include the "points" you pay on your mortgage loan, title and hazard insurance, the title search, legal fees, and other charges imposed by the lender. These charges vary by state and county, but they usually represent a considerable amount of money.
Your real estate agent can tell you about the closing costs in your area. Ask your agent for some general figures when you begin your search for a new home, and use this information as a guideline. When you apply for your loan, the lender is required to provide you with a "good faith" estimate of the closing costs. The lender's good faith estimate is usually close to the actual amount, since the sales contract will have the price and terms of your new home spelled out. As the closing approaches, your real estate agent will give you a final figure for the check that you will bring to the closing table.
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| Q |
What is considered the primary factor distinguishing buyers of prestigious properties from the average home buyer?
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| A |
Financing doesn't worry these buyers; they often put down 40 percent or more or pay cash for a property |
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- NUMBER1EXPERT™ 
