All agents are NOT alike! Find out why I am a top real estate expert in the Wine Country. Call me: 707-996-5366.

Request My Free Relocation Package!
Moving your family to another town or state is a major event in your life! I have helped many families and individuals relocate!
Find Out More >
View All Offers >

"Fantastic Job"
"We think you did a fantastic job..."
Helge and Renee Bruckner/Bowler, Gualala
Read Quote >
View All Quotes >

Compare three mortgages at one time. Download TripleCalc now. It's free.

Find Out More >
Download Now >

Constance Sharpe is one of The Top Selling Real Estate Experts™
Find Out More >

First Time Homebuyers: Glen Ellen, Sonoma Valley and Sonoma California home buying, real estate listings, and homes for sale in Sonoma County, CA

Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? REALTORSŽ Are Your Professional Guides. Make Sure You Choose a Top Expert.

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Wine Country real estate expert, it's my job to guide you, from beginning to end.

I will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached.

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly...

	About You
* Your Name:
* Your Email Address:
Your Street Address:
City:
State:
Country:
Zip/Postal Code:
Phone:
	About Your Move
When Are You Moving?
Where Are You Moving?
	About Your Home Search
Your Price Range?
Number Of Bedrooms?
Number Of Bathrooms?
Home Size In Square Feet?
	Additional Info
Please Enter More Details, Along With Any Comments, Concerns, Or Questions:
Send Latest Listings:
Send Latest News:

*Please note that fields marked with an asterisk are required.

Quick Response Guarantee >
I Guarantee Your Privacy >
Free & Without Obligation >

Investment Real Estate >Retirement and the Second Home

Buying a second home as rental property makes a great centerpiece to your retirement plan. It forces you to make regular savings in the form of mortgage payments that become your equity.

You only need cash for the down payment, and you should make sure that your monthly rental payments will cover the mortgage and any additional expenses. This is a real possibility if you buy the right house at the right price because a good single-family house should always stay rented. Your investment money is subject to less income tax, and the interest and property taxes may be deductible.

Housing has appreciated in value all over the country in recent years, making a second home an important hedge against inflation. Most experts predict that interest rates for fixed-rate and adjustable mortgages should remain in single digits for the foreseeable future, so it should be easy to acquire financing with a small down payment.

Call an agent with your real estate questions. They have helped hundreds of people to sell their homes and properties--and to purchase the home of their dreams.

	See All Tips In The "Investment Real Estate" Category >
	See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q	What is considered the primary factor distinguishing buyers of prestigious properties from the average home buyer?
A	Financing doesn't worry these buyers; they often put down 40 percent or more or pay cash for a property
See More Real Estate Trivia >

See the nation's top rated reports for Schools in Glen Ellen, Sonoma Valley and Sonoma >

Jack London Lodge
The Jack London Lodge is situated on the tree lined Sonoma Creek in the quaint wine country village of Glen Ellen.
Find Out More >
View All Affiliates >

Constance Sharpe, REALTORŽ, real estate agent and broker for Glen Ellen, Sonoma Valley and Sonoma California home listings, property and land for sale - NUMBER1EXPERT(tm)

Constance Sharpe
Frank Howard Allen, Wine Country Group
13651 Arnold Drive
Glen Ellen, CA 95442
Phone: 707 996-5366
Phone: 707 484-3094
Fax: 707 996-5357
csharpe@NUMBER1EXPERT.com
Upon retiring from a career in sales and marketing and working at upscale restaurants, I committed myself to researching what career would anchor the next chapter of my life. Becoming a real estate broker presented me with the perfect opportunity to enjoy and pursue my greatest interests. Being a top-performing broker in this magical setting is an all-encompassing pursuit that allows me to be intimately involved with old friends and meet new ones. I love the land and the homes, the celebrations and events, investigating and investing in real estate and riding and caring for horses.

The family vineyard here in Sonoma Valley is also very much a part of my husband's and my life. All of the aspects of matching people to their dream, complex or simple, bring me great satisfaction. Doing that skillfully provides my clients with genuine satisfaction. I am proud to work for Frank Howard Allen, Wine Country Group(tm); this company's support and network (FHA has participated in over 50% of the high end transactions in the Sonoma Valley area), has provided me with even more tools and team members to better serve my clients when they're faced with the special needs and challenges that wine country properties and estates may present. With my technical capabilities and intimate knowledge of marketing, which includes the latest Internet technologies, I can insure you the buying and selling cycles will be quicker, smoother and more profitable for you.

"Independently owned and operated"

www.SonomaExpert.com is brought to you by Constance Sharpe
NUMBER1EXPERT™ in real estate for Glen Ellen, Sonoma Valley and Sonoma, California, wine country estates, vacation homes

Read My Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge